Analyzing the relationship between the banking financial structure and certain financial performance indicators for a sample of Iraqi commercial banks for the period ( 2011-2020)
- Post by: Muthanna mjdes
- January 3, 2025
- Comments off
Abstract
The study aims to analyze the impact of changes in the financial structure of banking on the financial performance of a sample of commercial banks listed on the Iraq Stock Exchange for the period (2011-2020). It highlights the components of the financial structure, including equity, loans, deposits, and retained earnings. They influence specific financial performance indicators, specifically return on equity (ROE) and return on assets (ROA). This analysis is based on official data from the Iraq Securities Commission’s website and addresses management’s primary challenges in making financing decisions. The study reached several conclusions, most notably supporting the primary hypothesis that changes in the financial structure of banks affect financial performance, as well as the importance of optimizing the use of available resources to achieve profitability and avoid financial risks.
Muthanna Journal of Administrative and Economic Sciences, 2024,Volume 14, Issue 4, Pages 91-100
DOI:10.52113/6/2024-14-4/91-100