Impact of Risk Management Efficiency on Providing Banking Credit: A Field Study on Sudanese Banks

Post by: Muthanna mjdes
October 30, 2022
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Omar Al-Hasan Al-Hassan Mohamed , Assem Hassan Mohamed Gabra , Muhammad Ishaq Abdul Rahman^c

Institute of Public Administration, Kingdom of Saudi Arabia

Abstract

The study aimed at measuring the impact of risk management efficiency in providing the banking credit in Sudanese Banks, and explaining the impact of each of both the determination of risk management tasks and the availability of mechanisms that reduce the banking risk, on the decision of providing the banking credit. A questionnaire was adopted as the tool of the study, where a number of 180 questionnaires were distributed and 174 of which were retrieved and statistically analyzed. The study concluded that there is a significant impact of the determination of the banking risk management tasks on the decision of providing the banking credit at the Sudanese banks. There is also a significant impact of the availability of mechanisms that reduce the banking risk on the decision of providing the banking credit at the Sudanese banks. The study recommended that attention should be paid to banking risk analysis before making a bank credit decision, and to developing indicators that contribute effectively to measuring banking risks.