تحليل السيولة ، الربحية ، الرفع المالي في ضوء ادارة المخاطر المصرفية المصرف التجاري العراقي حالة دراسية 2005 – 2015

تحليل السيولة ، الربحية ، الرفع المالي في ضوء ادارة المخاطر المصرفية المصرف التجاري العراقي حالة دراسية 2005 – 2015

Muthanna Journal of Administrative and Economic Sciences
2018, Volume 8, Issue 1, Pages 42-53

Abstract

The issue of liquidity, profitability and financial leverage in the context of banking risk management is one of the topics of interest to economists by examining the nature of the relationship between these variables to achieve balance and consistency in liquidity management of the banks’ assets and liabilities. , Which can not be eliminated by any bank. The idea of the research is to analyze the liquidity management of both assets and components as well as the management of the liabilities, which represents the total short-term loans, as well as analysis of the impact of the financial leverage in the profitability of Commercial Bank For the period 2005-2015, through the construction of standard models for the duration of the research. The study concluded that the signs of the parameters match the logic of the economic theory of all models as well as the significance of the statistical tests in relation to the quantitative aspect. The profitability behavior of the Commercial Bank was upward due to the magnitude Which accounted for the vast majority of total assets, ie, the Bank’s liquidity management successes on the asset side, while the Bank failed to manage the liabilities side, which was reflected in the lower leverage.

DOI:10.52113/6/2018-8-1/42-53

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